I am so sorry insurance won't pay. I was very fortunate that my insurance paid 100%. Since your post was dated Aug. 3rd I am assuming you should have had your surgery by now. I hope all went well. It is very tuff the first two weeks but it gets better. I have no regrets at all, it was the best thing that happened to me. I am lucky I have not had the problems many people seem to have. Just remember in the end it will be worth it. Even if I don't loose another pound I have achieved so much just loosing 70 lbs. My health is so much better and I have so much energy compared to this time last year. I just want to tell everyone how benefiical it is. I understand everyone is different and I've seen people where it really hasn't worked. It was their choice to continue to eat the quantity they ate before and not change. I still can eat what I did before but in moderation and of course the portion size is much smaller. I don't miss the junk, I found other things to replace it, besides I just don't buy it. Please keep us updated. I think everyone at one point was scared, excited all the emotions you can think of all at once. Weird how that works. What else is weird. lol Your top stomach will be full but yet you hear hunger sounds. Don't worry I just drank Water which is my new friend. lol