I have been looking into the lap-band for 6 months now. We were going to have to pay out of pocket for it because our insurance wouldn't cover it so I had pretty much given up. My husband just recently joined the Army. We will not be registered for TriCare benefits until January, but I had some questions. I've read on the TriCare website that it does in fact cover lap-band. Also that I qualify due to my height (5'0''), weight (215) and BMI (42). My question was about the financial end. Do they cover all of it? Or are you expected to pay some? It is definately something I am interested in and would like to financially prepare for it if I can. Thank you for all your help!! I'm getting excited about hopefully finally being able to get it done!