I have Cigna insurance here in Connecticut. I had to see the psych (3), the nutr(6) and other appointments to see if I may have sleep apnea and was anything wrong with my heart. I have co pays at all of those. Each time it was $24. The day of surgery my co-pay to be admitted for surgery was $350. I have Aflac insurance as well, so I am getting some money back for the hospital stay.