Funny, I have the very same insurance! Do you work at the University of Texas? I did, but I am retired now. It didn't take very long for the approval. It's somewhat up to your doc's office too, if they turn in the paperwork right away. What doc do you have? I have Dr Eric Wilson in Houston. I had my banding done on 8/30/2010 just 5 days ago. I wanted to get in before that increase on insurance. That's crazy. Just glad they could help me. Good luck!