Hi, I have Tricare insurance, When I contacted St. Johns in july, I asked them for the surgery number so I could give it to Tricare, they gave me numbers for gbp as well as lapband, when I called Tricare they said both were covered, that is why I went through the whole process only to find out some where some one messed up, either St Johns gave me the wrong numbers or the person I talked to at tricare didnt know what she was doing. Don't and I repeat DON'T DO ANYTHING till you know for sure you are covered. It is a lot of money out of pocket that insurance does not cover, right up front, getting all that paper work and research done is a lot of work and time. My deductable is 150.00 and 20% of everything else, up to 3000.00, then after that they pay 100%. But what St Johns does not tell you till the last minuet is they want all that up front!! before thet set your date for surgery. I had met my dectable but still had to come up with 2900.00 Only had a weeks warning. I was in shock, thought I would have a few months to pay them after the bills came in. But I wasnt meant to be I guess. I got the money and a surgery date, I have compleate confidence in DR, Edwards and am ready dec. 27th. Glenda