This is really weird but Im gonna post the answer to my own question!
My Fund: HBF - My Dr: Kevin Dolan - My Hospital: Joondalup Health Campus
Consultations ($160) are not covered by HBF but you may be able to claim back some with Medicare. Also Dr Kevin Dolan requires $1000 paid 10 days prior to surgery that is not eligible for any type of rebate. All other fees are outlined below:
When you have a hospital stay, you could receive a few
different types of accounts. These are:
• Hospital
• Medical
Hospital accounts
The hospital will invoice HBF directly and we’ll pay the benefit
straight to the hospital. We’ll then send you confirmation in
writing of what benefit was paid relating to your hospital stay.
If the HBF benefit covers the entire hospital account you will
not receive any further accounts.
If there is a gap between the hospital account and HBF benefit,
the hospital will send you an account for the balance owing.
In paying this account, you will need to forward your payment
together with the account for the outstanding amount to the
hospital.
Medical accounts
(eg. surgeons, anaesthetist, pathology, radiology etc.)
Depending on your medical practitioner, your medical accounts
will be handled differently. For example, some HBF Fully
Covered and Known Gap Covered medical practitioners utilise
HBF Express Pay – where members
DO NOT receive a medical
account at all, as your accounts are handled directly between
your medical practitioners and HBF. Prior to your hospital
stay, we suggest that you contact HBF, and discuss the billing
arrangements your medical practitioner has with HBF. This
way, you can be informed in advance of how your medical and
hospital accounts will be handled.
Talk to an HBF Member Service Advisor by calling 133 423 or
visiting an HBF Service Centre.
Paying medical accounts in advance
Some medical practitioners actually provide a discount to
patients who choose to fully pay for medical services up front
prior to surgery, and then make their Medicare/HBF benefit
claims later. For details of this option, you need to speak
directly to your medical practitioner.
Nik