Yes, it depends on your insurance ( I have Anthem HRA), your plan, you BMI (which mine is only just above 40), and if you are under 40 BMI they need you to have some co-morbidities such as sleep apnea, hypertension, diabetes etc.
So i had my psych eval last wednesday Jan 6th, 2010, I had to have my doctor send in the past 2 yrs of medical hx, and I also had to have a medical "surgery" clearance form filled out.
As o today, I am waiting for my psych eval to come back whuch they say should be next week so that they can submit all of my above to Anthem. From there I am wondering how long would it take to get my approval.