I went to a consultation and set up a surgery date all in one day. I was then called by the office and was told that it was not covered. I have Anthem Blue Cross HMO and I live in SoCal and they were not "in-network" and they told me I have to find an "in-network" surgeon. I tried to contact Anthem but I have had no luck with them so far. It is really frustrating that no one can give me an answer.