welcome, I too am in MN. I have just started jumping through the hoops for insurance. I have already done three of the six month supervised diet with my PCP and then he reffered me to the surgeon for the LB. I attended the seminar, but now having a hard time even getting an initial appt with the surgeon. My BMI is only 38 and with none of the listed co-morbidities ( I am borderline), the insurance staff for the surgeon will not schedule an appt. I am in the process of getting previous medical history of my weight for her to show that my BMI has been over 35 for two years. I have other medical conditions that my PCP and the BCBS nurse said may make me eligible for WLS, but I need to see the surgeon. How can I see the surgeon when the insurance specialist for the clinic will not schedule me? I explained to her that I had called and talked to a nurse at BCBS and explained about my health history and was adivised by BCBS to see the LB surgeon. So this is a real turn around to have to jump through hoops for the surgeon's office, and not the insurance company.