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Barbara, I still really like Dr. Fisher. He's very easy-going but professional. I've had nothing but a positive experience. My insurer is Kaiser. They only pay 50%. Dr. Fisher's fee was a flat fee (sorry but I don't remember how much) and all fills and unfills are "free" for the first year. The bariatric team he is with is a "Center of Excellence." Kaiser would not pay anything for anyone except a member of the team. Good luck! Do you live in Colorado Springs? It's very convenient to have the surgery and your after-care in the same town in which you live. Stay in touch.