Well, I went to the consult yesterday. I was shocked that there will still be so much to pay for even if my insurance covers the surgery. I guess insurance doesn't pay for the psychological appt, counseling, nutritionist etc. I was kinda bummed about that because I have only $210 left of my out of pocket for the year and then my insurance pays 100% for everything so I went in thinking thats all I will have to pay and now thru different appt etc I will pay $1400---BIG DIFFERENCE