GuyMontag

I just scheduled my banding for February 13th. Friday the 13th...good thing i'm not supersticious

<p>My company currently has Blue Cross / Blue Shield in Kentucky but our current plan EXCLUDES any kind of weight loss surgery. We currently have Blue Access (PPO) plan 332. I was wondering if some of you out there that had Kentucky BC/BS could share what plan number they had that DID NOT EXCLUDE weight loss surgery so that I could pass that information on to my employer. Thanks so much.</p>

I got this response from my employer after I requested that we get a policy that covers the lap band procedure. Any thoughts? (just talked to)...our anthem provider to see what can be done on your surgery request. because of the risky nature of the procedure, anthem has eliminated this and anything related to it from their coverage. only the largest of companies can add this to their rider and it looks like anthem is going to nix doing that as well.

I am at step one of possibly getting a lap band. I saw my doctor today and he is referring me to a lap band specialist in Indianapolis. A little about myself, I am 5'8 and 290lbs. I used to be skinny but have gained about 10lbs. per year for the last 14 years...you do the math. I have tried dieting, exercise, weight loss progams and nothing seems to work for me. I must admit that I'm a little nervous that I'll be turned down by my insurance company for the procedure mainly because I don't have any "life threatening issues" so to speak. The major health problem I have due to my weight is acid reflux. Other than that it's the million other daily problems I face due to being large. I'm not sure that will convince an insurance company that I need to lose weight. I guess I'll have to wait and see. I hope to visit here often and get/give support from/to others as the case may be. Thanks.

I just got off the phone with Anthem BC/BS and they said that any and all bariatric surgery was specifically excluded under my current plan. That's a bummer. I guess my only two options now are to either get my company to change my policy to start covering the surgery or fight the insurance company tooth and nail

Thanks for the encouragement. Something I failed to mention earlier was that my insurance company is Anthem BC/BS out of Kentucky. If anyone has any tips on how to deal with this particular company I would appreciate the help. Thanks again. Peace.