jenajjthr

I can officially be added to the April Bandster's roll. I have to be self-pay due to insurance won't pay. I went in for my consultation today, talked to Dr., he said a go for the surgery, nurse came in and asked how soon I wanted to go, I said the sooner the better, she said they had a cancellation for the 28th, I took it. Now I'm sitting here, amazed that this journey is moving more quickly than I imagined. Wish me luck.

Can I ask why you choose Dr. Malley? I am considering him as well, and any info you can tell me about your decision would be appreciated.

Since my insurance won't cover being banded, I was wondering how it worked with self-pay. Will I have to do 6 months dr. supervised diet, pscyh eval, etc.? How fast is the process between consultation and actualy surgery when you are self pay?

^^^To the above; Could you give me more info about your business. I know it sounds biased, but after finding out the Weight Loss Surgical Center in Indepence was located in a mall I kind of crossed it off my list. Why did Weight Loss Surgical Center choose to open up an office in a mall? Maybe I'm too picky, but I can't imagine going to a mall to have a surgery performed on me. Is that the case or are the surgeries performed somewhere else?

I know that I will need to self-pay to be banded. I have gone to the introductory seminar and have my initial consultation set up for April 20th. What typically happens at your consultation? As a self-pay what will I have to do/not have to do that someone with insurance would? What information is covered during that meeting? Actually any info that can be passed on will be greatly appreciated.

I knew last week that my insurance does not cover any type of weight loss program, surgery, nutrition supplements, etc. Nor do they cover any additional medical costs arising from the above. That information was hard to hear. I'm thinking I could (and probably will) develop all these health related issues that could be reduced or eliminated by this surgery, but you don't cover it. No wonder family insurance rates are at $900 a month! I applied to a finance company that deals with medical costs and found out today that I was approved for the full amount that I would need, $16,500. In one respect I'm ecstatic. I can finally take some control back in my life. On the other hand though I'm scared to death. Is this the right time to take on that much debt? How can I ask my family to sacrifice, so I can take the "easy" way out. Couldn't I just do the same thing, albeit a slower pace, without the surgery. I'm going to have to learn to eat right, control my snacking, exercise more anyway, why add to our overall debt as well? I then think that if making those decisions were so easy for me I wouldn't be 270+ pounds now would I? This surgery will help to start the process of learning self-control that I'm so sorely lacking at this point. I also wonder if since I'm a control freak in everything else in my life, if letting my weight and eating habits get out of control isn't one way that I let myself not be a control freak. And that by second guessing about the right thing to do, I'm once again looking for a way to not be in control of something that I totally need to be. I just know that having the knowledge that I can choose to move forward if I want to means that today is the first day of the rest of my life. Where I go from here is all my choice. I can choose life or I can choose a slow, painful, and ugly death. I can choose to take control of an aspect of my life that I have turned my back on or I can choose to be the miserable failure that I am currently. (Okay that last part was a bit extreme, but you haven't seen me naked in a mirror - lol).

I knew last week that my insurance does not cover any type of weight loss program, surgery, nutrition supplements, etc. Nor do they cover any additional medical costs arising from the above. That information was hard to hear. I'm thinking I could (and probably will) develop all these health related issues that could be reduced or eliminated by this surgery, but you don't cover it. No wonder family insurance rates are at $900 a month! I applied to a finance company that deals with medical costs and found out today that I was approved for the full amount that I would need, $16,500. In one respect I'm ecstatic. I can finally take some control back in my life. On the other hand though I'm scared to death. Is this the right time to take on that much debt? How can I ask my family to sacrifice, so I can take the "easy" way out. Couldn't I just do the same thing, albeit a slower pace, without the surgery. I'm going to have to learn to eat right, control my snacking, exercise more anyway, why add to our overall debt as well? I then think that if making those decisions were so easy for me I wouldn't be 270+ pounds now would I? This surgery will help to start the process of learning self-control that I'm so sorely lacking at this point. I also wonder if since I'm a control freak in everything else in my life, if letting my weight and eating habits get out of control isn't one way that I let myself not be a control freak. And that by second guessing about the right thing to do, I'm once again looking for a way to not be in control of something that I totally need to be. I just know that having the knowledge that I can choose to move forward if I want to means that today is the first day of the rest of my life. Where I go from here is all my choice. I can choose life or I can choose a slow, painful, and ugly death. I can choose to take control of an aspect of my life that I have turned my back on or I can choose to be the miserable failure that I am currently. (Okay that last part was a bit extreme, but you haven't seen me naked in a mirror - lol).

Hi all, I am considering, very seriously, of getting banded. I'm 5'5" and 275 lbs. I'm pretty sure that gives me a BMI of over 40 (and no thanks, I don't need an exact number just yet, lol). I live in the KC, MO area and went to one seminar held by Malley Surgical Weight Loss. I know I need to get this done, but I'm terrified of putting my family into major debt to pay for this. My insurance specifically excludes everything to do with weight loss and any medical costs that result from it. Have any of you who have self-paid regretted the financial decision? Would you have preferred to wait until you saved up the money? Also how do you find the best Dr. to have it done? I don't want the cheapest nor do I want to pay for the most expensive either. I want the best Dr. I can afford. Any help you can give would be great. I hope to spend a lot of time here, getting as informed as I can.

I'm considering getting it done. I will have to self-pay though. In this economy I'm worried about the total cost. I've looked into Dr. Malley. He does have a support group that meets once a month on Saturday's. It's free and open to everyone. It's not a northland support group, but you can always network to meet people from the northland.