apalmer79

I am so incredibly frustrated... Over the last 2 weeks, since going through the mental debate of going through with surgery, I finally decided to take the steps towards LapBand. The very first thing I did was call my insurance company. For various reasons, I have spoken to 3 different people - ALL of whom told me my benefits for weight loss surgery, the coverage criteria, etc. Every single one of them said it would be covered at 100% after a $350 hospital deductible. Sounds great, huh? I went to the seminar and everything- got home - and find a letter awaiting me from Health Partners stating that weight loss services, including bariatric surgery, is excluded from our contract. I called and explained that I have spoken to 3 different people and the woman said they must've overlooked it... that my husband's company opted out of these benefits. I am heart broken and angry. Does anyone have experience with this? My husband and I considered buying a seperate policy for me for the rest of the year-- but if Im going to do that, I might as well to gastric bypass d/t the long term expenses that my insurance is not going to cover with LapBand.... I could just scream. :smile:

I've just begun the process! I am going to the required info session tomorrow and that will get the ball rolling. I joined the site to learn more from real-life experiences.

Hi!!! Congrats on your successes! :tongue_smilie: I also was considering gastric bypass. It just seemed too invasive & reconstructive for me. When I learned about the Lap Band, I was intrigued! Yep, I contacted my insurance-- aside from the general criteria (all of which I meet) - it'll be a $350 copay at the hospital. I dont think thats much at all.... considering Ive paid the same amount to Weight Watchers .... more than once. Im excited to really get the ball rolling!