Hi Sara, i am new as well. I hope you find this site as helpful as I already have. I hope I can answer a part of your question with a question, have you googled lapband doctors in your area? Most have seminars you can go to. The doc i chose calls the insurance company themselves. Unfortunately mine will not be covered :laugh: but, I am having it done anyway! My personal consult was free, at that time while I was in my consult, they contacted my insurance company.
I hope this helps you!
D