I just got off the phone with the lady in charge of the LapBand procedures and feel Enlightened. I made a spreadsheet (because that is just what I do) and with the surgeon, hospital, band itself, anesthesia, radiology, lab, psychological, approximately 3-4 fills the 1st year (1st one free ) - I can guesstimate about $15,400. This doesn't include the year afterwards which I hope to only be fills and dr visits ($100 fill / $70 dr visits - dr. visits free with fill). So, now that I have all this information and did my research in the area and this is still the best deal I can find (plus it's a doctor I know) I feel comfortable.
YET....how the heck can I afford this? I don't have a problem with the first $5,000, but the other $10,000? Unfortunately, I am a member of the instant gratification generation. I know we are all in different financial circles of life, but any suggestions on how or what you did to raise/gain/receive/save for your procedure would be insightful.