DesertMommas

the problem i am having is getting any kind of information on what my co pay is going to be. I have to deal with Desert Oasis, they are the medical group that i have to go through, but they tell me i have to talk to my insurance company to find out what the co pay is, blue cross says its up to desert oasis, but they still say its too early in the process to know. They cant seem to understand that i have to save up the money for this and try to get some of it covered by flex dollars etc. my question is, has anyone had to use either desert oasis or blue cross in southern california? I just need some type of figure to work towards. Im getting so frustrated. If i have to wait till the last minute to find out what i have to pay, i wont be able to get it.

Anyone have any personal experience with him? Everything that I have found so far has been very positive. Thank God. :laugh:

I actually just talked to very nice lady at Anthem who went all through my policy and explained everything to me. I have zero copay ( i told her that i loved her) and the doctor i chose is fine because as you say, my medical group contracts him. She also told me it doesn't matter if it is inpatient or outpatient, i have no copay on either. YAY!! Thank you God!! and thank you for all your help Laya and Busybee!!

my insurance is hmo and bmi is 50. I did call customer service and he said he couldn't give me any information because Desert Oasis used an out of net doctor. I hate this stuff, it just freaking confuses me. I've had to fight every step of the way to get anything done. **sigh** well now that I have had my temper tantrum...i will try making some more phone calls. Thanks for your help Laya.

The only people who know that I am working towards this surgery is my husband and kids. And I threatened them with a slow painful death if they let my in-laws know about it. My in-laws get a perverse pleasure in teasing me about my body. I don't know why people can't just shut up and be supportive. I think maybe they are jealous. So at least let me say..Good Luck!:cool:

I also have to go through a weight management process before I can be approved for the surgery. I have Blue Cross with Oasis. They make you jump through a lot of hoops. I'm okay with that as long as I know I'm working towards a goal. But I would be a liar if I didn't say that some days I am so impatient! :grouphug:

Hi everyone. Well the title pretty much says it all. I may be jumping the gun a little since I haven't actually had the surgery yet. My insurance company makes me jump through a lot of hoops first. But I have taken my first steps toward the me that I know I can be. I have done a ton of lab work, and started with a nutritionist. I'm being told it will take at least 6 months before I can have the actual surgery. I'm okay with that as long as I know that I am doing something productive that will help me with my goal. Anyhow, I tend to ramble, so let me just close by saying hello and I am damn glad that I found this site and that I am not alone. God bless.