the problem i am having is getting any kind of information on what my co pay is going to be. I have to deal with Desert Oasis, they are the medical group that i have to go through, but they tell me i have to talk to my insurance company to find out what the co pay is, blue cross says its up to desert oasis, but they still say its too early in the process to know. They cant seem to understand that i have to save up the money for this and try to get some of it covered by flex dollars etc. my question is, has anyone had to use either desert oasis or blue cross in southern california? I just need some type of figure to work towards. Im getting so frustrated. If i have to wait till the last minute to find out what i have to pay, i wont be able to get it.