After researching the Lap Band extensively I have decided that the only thing that might stand in my way is the cost of the surgery. My question is, who has not gone through their insurance and paid out of pocket for the surgery and if so did you have to put down a couple thousand dollars and then pay monthly, or are you just paying monthly(and if so how much a month), did you get a loan, basically I am curious as to how you are/did pay for the surgery. I really want this surgery but I am afraid that I won't be able to afford it