Hey,
I am new to the forum and would like to introduce myself; I use the name "thelasttime" because 2005-2006 I lost 90 lbs on my own - in 2008 I've gained 67 lbs. back. I was thinking about being banded back then but thought - I can do this on my own. What a let down to be almost back where I started. Mentally, I can not do it on my own again. So this is "the last time" I will lose the same pounds ever again!
I am doing the post stuff; well more like got it all done just waiting for my insurance to approve. I hope to be banded by the middle of November. Thinking about option b - just in case I don't get the approval. Are there many self payees out there?