creed2474

She told me the fills are only 50 dollars out of pocket..... I can handle that. She said it would be more if it is another type of appointment.... but, I think I can handle that part. What i'm worried about is if something goes bad..and I don't have my federal insurance.... and my state insurance doesn't pay..... what happens then? They leave you to die? lol

Thanks everyone... I made an appointment for a seminar with southwest bariatrics also.

I just registered for his seminar next week....

Yes, that is the Dr. I am talking about. Not Gantz like I originally posted.... all the people I have spoken with in that office seem really nice and have helped me. That is the one i want to go with. What hopsital did you go to?

Unfortunately the insurance group plans differ. So, I don't think we have that here in Texas. My state insurance is Blue Cross Blue Shield. And, my federal insurance to be will be Federal Blue Cross Blue Shield. The federal one will cover everything.....with the surgery... but the other insurance does not. It's a weird situation I know.

My answers are above.....

Thanks! Good luck to you! I'm hoping to be right behind you on the operation. lol :grouphug:

Thanks for your help. I really appreciate you both. Where are you from? I see you are in Texas. I live in Austin.... I start back to my old job on Nov 3rd. I'm thinking my insurance coverage starts the day that I start back. I want to have an appointment ready for the doctor the next day if possible. I am very anxious...... Did you have to go to the primary doctor first? I will have Federal Blue Cross Blue Shield. Or, can I just contact one of the weight loss clinics and have an appointment set up? How does all that work? I don't want to go to an orientation if I don't have to. What i'm really worried about is I have two insurances. My full-time job does not cover the lap band surgery. Even if it is medically necessary. My part-time insurance is what will cover it.... but, if I ever decide to leave my part-time job..... and lose that insurance. Will my full-time job insurance cover the fills, x-rays, and any complications that I have? There has to be at least one person on here that has had the same situation. So, from pre-op to post-op ... how long was it before you got to eat 'normal' food. no mushies or any of that stuff. I'm really worried about after I have the surgery how tough it is going to be not to eat. I've been reading on here that some people on here don't start feeling the band is working until the 3rd or 4th fill? What is the time-frame to get to that 3rd or 4th fill? :grouphug:

I start Nov 3rd and i'm going to the doctor the next day! :grouphug:

I have sleep apnea also. My signs were always wanting to sleep... wake up with headaches.... and I would be tired the rest of the day. I remember driving and sometimes fighting to stay awake. I was diagnosed with it in 2003 and during the test I stopped breathing 98 times an hour while I was sleeping! My CPAP machine is set to a 9. So, it's not as bad as most are.... but 98 times an hour is alot!! I'm ready to get the surgery.... I start back my federal job Nov 3rd and i'm going to the doctor as soon as I can to start the process. I hope I get approved and have the surgery in a month! LOL

What kind of questions do they ask you at the psych eval?

Yeah, I am going to go with Federal BC/BS Basic. I wonder what the difference is with the Basic and STD. You would think the STD covers the surgery better because you are paying a higher premium per month. I'm pretty sure my BMI is over 40. How long did it take you to have the surgery once you were approved? On the fills, you pay 100 dollar each fill? Or, just a flat 100 dollar co-pay for all of them for the year? You have to have an x-ray after each fill? How often do you have to have a fill? I'm like 6ft 1in and pushing 400 lbs. Yeah, i'm over-weight and people trip out when i tell them how much I weigh because I don't look it. I just tell them when U got fat and muscle you're going to weigh alot more. I have always been pretty active... but at this point it has gotten the best of me and I need help.

I'm about to go back to my federal job..... and want to find the best coverage and the easiest way to get my surgery. (I would rather not do the diet plan for whatever amount of months). Can you tell me from your experience...which is the best? 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for=p224>Aetna HealthFund -HDHP- Most of Texas </LABEL></TD><TD class=plancolData headers="planType genPlanInfo">HDP </TD><TD class=plancolData headers="telephone genPlanInfo">877-459-6604 </TD><TD class=plancolData headers="state genPlanInfo">TX </TD><TD class=plancolData headers="homepage genPlanInfo"> </TD><TD class=plancolData headers="self enroll">224 </TD><TD class=plancolData headers="selfFamily enroll">225 </TD></TR><TR class=plancolAlterData><TD class=plancolAlterData headers=check><INPUT id=pP11 type=checkbox value=P11TXHMOH name=Enroll1State> </TD><TD class=plancolAlterDataLeft scope=row align=left headers=links><LABEL for=pP11>Aetna Open Access -high- Austin and San Antonio Areas </LABEL></TD><TD class=plancolAlterData headers="planType genPlanInfo">HMO </TD><TD class=plancolAlterData headers="telephone genPlanInfo">877-459-6604 </TD><TD class=plancolAlterData headers="state genPlanInfo">TX </TD><TD class=plancolAlterData headers="homepage genPlanInfo"> </TD><TD 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