changing

I am paying 350.00 cash.I will try to file on insurance later.

Thanks for the response.I am looking forward to getting the band.I am just scared to get a denial.

I have seen others who have done really well.I am a nurse.One of my coworkers had it about a year ago.She looks great and said she would do it again.I have just start the process of trying to get approved.

Hello.I am 35 years old.I live in Georgia.i have 3 boys and I am married.i went for an appt last week with a surgeon.His staff was very friendly.I have to get another EGD next week.I look forward to reading about other peoples journey and sharing mine.I have waited so long to have this procedure.Insurance on my previous jobs would not cover it.I finally have a job that will.Now it just waiting to see.

Congrats on your approval.Please keep us posted.I am just starting the process.About 2-3 years ago when I started I could not get my insurance to pay for it.I finally have a job where the insurance will cover it.i went to doc appt last week.I am scared to have to wait 6 months on a supervised diet.

I certainly understand you.i have tried so many times in the past only to find that my insurance has an exclusion on WLS.I recently went for an appt.I am scheduled for a EGD next week.I am praying they don't make me do a 3-6 month weight loss with a doctor.

I am going to have a EGD done soon to see if i have reflux and a hiatal hernia.I am pretty sure I do.I am hoping that if I do i can get it repaired and including the lapband as secondary.My insurance has an exclusion on WLS.

i have kind of done some digging around and was told that this was possible.the first step was to get the EGD done.Reflux is my primary issue.get it repaired which would take outpt surgery anyway.

I have Aetna who covers WLS but my employer opted to exclude it.Even after talking to them about this and them meeting with their insurance broker that still put an exclusion on the policy.so there is no hope of them covering it.but i am still looking at other options.

It is going to take a miracle to get the Lapband surgery done.My insurance (Aetna has an exclusion) will not cover it.My husband new fulltime job want cover it either.I only was approved for 2000.00 with care credit.I am so upset right now.I just feel like I am fighting a battle that can not be won.To have the surgery here is 17,500.00..I do not want to give up but it seems as if i do not have a choice.Please pray for a miracle to come my way.I am congratulate all those who have either had the surgery or will have the surgery.

thanks for all the advice.I have the option of doing the flex account.the most it will let me save is 2500.00 a year.I have sat down with my husband and he is going to work a lot of overtime(it there) to help me save the money.I have 2000.00on my care credit card.So i only need 15,000 more.So if i could sace 2000.00 a month and put all my taxes up i could have it all saves by May or June.It is going to be hard because my husband is a paramedic and he work 24 hour shifts and sometimes 36.He is will to do it.It just means the kids and myself want see him as often.he wants the procedure done to but he is willing to save so i can get it done.I figured it up last night and i think it may work.that way i am not having to go through the long process of doing a insurance waiting.I do not want to save money in the flex and end up losing it.i can not go to mexico because i do not want to be worried about aftercare.so wish me luck.i am going to start saving by opening up a money market account for 6 months and collecting pennies and any loose change i can come up with.i am not going to let a procedure that will help me live a healthier life for myself and kids be held up because of insurance.one way or another i am going to come up with the money.:hurray:

i would like to know what proactive ideas for getting finance is out there.

That is really great news.Keep us posted.I am praying that my husband gets the right insurance.

i may be getting a job with Do.County and wanted to know if anyone works for the county and if they knew what insurance they have.this is probably may last chance of getting the surgery.so i am hoping it will cover the surgery.i think it may be with blue cross/blue shield of Ga.

does anyone havce BC/BS of Ga.did it cover the lap band?

congrats girl

a friend of mine has bc/bs of ga the federal kind and it was approved.she stays here in albany.she looks really good.she just had to pay a small portion.

congrats on your loss.I do not think they have the fed kind.i have been hearing that it is bc/bs so i am going to keep my fingers crosses.my hubby goes in next week to discuss this full time position and i am praying for a miracle right now.did you have to go through a long waiting period before was approved or have to meet special reqirements.

my husband will be going full time with dougherty co ems in jan.I am trying to decide if i am going to keep aetna that i have on my job which will not cover it or let him pick up insurance on his job.my open enrollment is in jan or feb.i have already went to a info seminar and the consult but as i said the aetna plan i have has an exclusion on it.i went to see dr.bagnato.who are you seeing.

i think it is just sad that all insurance companies don't cover something that could ultimately prevent more complications.what is even sadder is that fact that we pay for the insurance and can not utilize it for our best interest.aetna along with others should not have all theses different plan with and without exclusions.it should only be one version of aetna.i will be dropping cover at this open enrollment.there is no reason for me to pay 200.00 biweekly for nothing.or may i will go ahead an have all the procedures my pcp feel i need such as surgery on my knees.:cursing:

i have not found anyone yet.I called the fill center and yes their prices were high.I was thinking of going to Dr.K also.Do you have any input on how Dr.K is.

i want to maybe go to mexico but the doctor here in my home town will not provide aftercare.so i feel stuck in this sitution.I live in albany.do you know of anybody that i could go to?:cursing:

do they take care of all your aftercare?