I also work for KY school systems and Have humana PPO. I have met my deductable and out of pocket so it is a 80-20 co copay but i have secondary ins that will cover that. all i have to pay is the 500 dollar program fee that everyone who goes through gerogetown has to pay. I had to get a 6 consective month diet through my dr and have at leat a bmi of 40 or 2 weight related health problems. the center sets u up with everything else. (Psy eval, nutritionest etc.) Just call Georgetown Bariatric center and they will send you a packet with info with in 3 days. they also set u up an apointment with an insurence specialest that will research your plan ant tell you exactly how much you will pay out of pocket on the spot.
Hope this helps
I am waiting for my surgery date now. Should be with in the next 3 weeks I was told
Im so excited
Good luck