After waiting patiently on what I thought was going to be an approval, I got denied.
I am insured thru Aetna Student Health and apparently I have an exclusion on my plan for bariatrics. Had I known this before, I wouldn't have put myself through all the doc appt.., psych eval, nutritionist appt., and all the other hoops I had to jump thru.
I am sickened by the answer of my insurance company. On the website with my benefit package on it, the exclusions do no specify that I would not be covered. My insurance agent at my school (Northern Arizona University) had told me a few times that this WAS NOT an exclusion.
I am once again at a stand still. What do I do? Is it worth it for me to appeal this? I cannot afford self-pay and unless I find someone who would like to pay for this life changing surgery for me, I feel as though I am outta options...
~Julie