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oh ok....thanks jaytee...i have aetna so hopefully they will override that i skipped a month...b/c i did make up for it by extending the visits out an extra month!! but yea i had uhc before my job switched to aetna and had i thought about the band then...i would of been banded within 3wks of consult!! but everything happens for a reason...i guess god feels i need to do the research and have the monthly visits before i get surgery...