Well congratulations!!!! My insurance will not pay a dime…. I am out of pocket for my banding, but I can’t wait. I get mine on 08-18-2008! I even paid for my psychological evaluation. I hope it will be worth the $14,000!! Best of luck to you ... and the evaluation is easy,just answer what normal people would LOL! Oh yeah… I’m new too and was wondering about the whole PB thing myself?!