I had secured coverage approval from my insurance before surgery. The doctor told me that he charges $5,000 and the hospital charges $10,000.
Well my insurance said they cover up to $10,000 on the surgery, so that would leave me with the rest which I was prepared to pay.
Well I check with my insurance company today and they said the the hospital billed them for $27,091.72, and that they are only going to pay $6,413. The doctor billed for $5,000 like he said he would and the insurance only paid $1,840 of that bill. Is this a usual practice by the hospitals and insurance? Does this bill get negotiated down? That amount does not include lab work,anesthesiology, or the other pretest I had to do.