Hey newbie yes call your insurance co. To make sure they pay for it most co. Do and if this is something you really want to do go for it this has to be about you i have surgery next wed. Th 20th. I have alos been overwieght all my life and i finally said no more i have to do this . My pastor preached a sermon about we do some things to our selves and this is one of them so we have to get this off ourselves. Good luck