hi
i used APRA to fund my OP
yes its a pain in the a55 & a lengthy wait for approval & yes everything has to fit within their guidelines of acceptance but 3 mths out of surgery i have to say that it wasnt that bad. At the time though i was pulling my hair out. seemed very strange that it had to be worded exactly to how they wanted it or NO GO !!! my GP said to me when he was typing out his letter for the 3rd time that it would surely be easier if they wanted exact wording that they ( APRA ) provided a form in which was filled out according the what info they wanted. each time APRA wanted more info or letter re written that you were put on the end of the LOOOOONG que again.
do it, its definately worth it. just ask the correct questions from the start as to what they require.
go for it , youll be fine.
good luck with it
cheers
Damo