Hi All,
I wasn't sure if I should post this in the insurance forum or this one. I will start here.
I was banded in 2008. I have had problems from the beginning but nothing concrete has ever shown up on any testing. I throw up daily, occaisional chest pain and bad port site pain, espeically when I am stressed out. From 2008-2011, I only lost 25lbs, kind of an epic failure. In 2011, I started Medifast and then lost 80lbs. I had to stop it last year due to monthly cost of $350.00 and have since gained back 90lbs. My BMI is now again at 40.3. Not good. As none of my tests have ever come back with anything conclusive (no obstruction, no stricture), I am not sure if Cigna will deem my revision as "medically necessary". My doctor appointment is on friday and I want to go in prepared and to not say the wrong thing. If any of you has had a revision and NOT had serious complications, can you let me know?
I am pasting my policy coverage below, what do you think of the wording?
Reoperation and Repeat Bariatric Surgery
:
Cigna covers surgical reversal (i.e., takedown) of bariatric surgery as medically necessary when the
individual develops complications from the original surgery such
as stricture or obstruction.
Cigna covers revision of a previous bariatric surgical procedure or conversion to another medically
necessary procedure due to inadequate weight loss as medically necessary when ALL of the following
are met:
•
Coverage for bar
iatric surgery is available under the individual’s current health benefit plan.
•
There is evidence of full compliance with the previously prescribed postoperative dietary and exercise
program.
•
Due to a technical failure of the original bariatric surgical pr
ocedure (e.g., pouch dilatation) documented
on either upper gastrointestinal (UGI) series or esophagogastroduodenoscopy (EGD), the individual has
failed to achieve adequate weight loss, which is defined as failure to lose at least 50% of excess body
weight
or failure to achieve body weight to within 30% of ideal body weight at least two years following
the original surgery.
•
The requested procedure is a regularly covered bariatric surgery (see above for specific procedures).
NOTE:
Inadequate weight loss due
to individual noncompliance with postoperative nutrition and
exercise recommendations is not a medically necessary indication for revision or
conversion surgery and is not covered by Cigna.
Cigna does not cover
surgical reversal (i.e., takedown) or revis
ion of a previous bariatric surgical
procedure or conversion to another bariatric surgical procedure for ANY other indication b
ecause it is
considered not medically necessary.
Thank you to all that can share.
Best,
~Bee