Thanks for the quick answers, I do understand that they can refuse it, but I have heard of some people getting a lawyer to help them. I am not sure at what point to get the lawyer involved and which lawyer to contact.:biggrin:
I have Cigna insurance and they have refused to pay for Lap-Band surgery. Not just mine but they say they will not pay for anyone. How do I make them see that I need this surgery. My Doctor has refered me to a Lap-Band Surgeon and I have my first visit on July 17, I have to pay 400 dollars up front. But then I still can't get insurance for the rest. I need a lawyer in my area that could help me force them to approve the surgery. Any one had this problem please let me know.