I had my psych evaluation yesterday. That is quite fun. Lots of questions to answer. they said I was the sanest person they know. HAHA My husband found that funny. I have to get to 212 before my insurance can go thru. They require you lose 10% on your own. so I need to lose about 5 more pounds before August 22. If you have your test on 9/05 it takes any where from 3 to 6 weeks to get approval so October sounds reasonable.Good Luck