I did not have the same experience as you, but I know that my Dr. put me on a plan before my surgery, and before I was approved I had lost about 20lbs. BMI is not the only factor that they consider when making the decision whether or not to cover your surgery. As long as you have the statement from your doctor stating the medical necessity of the surgery, and the other criteria I would go full steam ahead. Good Luck! :cursing: