I was told that after I reach my goal that my insurance would pay to have excess skin removed IF I get an infection (documented by my doctor) twice. My doctor told me straight out, there is no IF.. it's an almost certainty. Not sure why insurance doesn't see it that way. Seems to me it would save THEM money in the long run to just do it. But then again, I don't understand the ins and outs of the insurance game lol