redrdghood40

I'm at a delima... My insurance will only pay 1/2 of the cost of my surgery up to $15,000. I have the fees for expenses before surgery and I've met all my deductibles this year due to other surgeries in January. But this would leave me owing about $8,000 that I don't know how I'd pay. They keep telling me I could get a loan with the bank. I guess they have financial loans there. But it's all so overwhelming when my budget is already stretched to the max. If I'm going to do it I have to let her know so I can get started next month... otherwise, it's another year with deductibles... Any input is appreciated...

Well, it's not the dr's fees that's the problem, it's the hospital fees.

Believe me, I've cut back to the bare minimum. and we really don't buy junk food. We spend about 175-200 every 2 weeks but yeah, allow for lunches . We only eat out 2-3 times a month, if that. My bf hadn't been working until this week. So all money went for necessities, gas, utilities, etc. And I have one hospital bill already from Jan, and 2 credit cards on consumer credit counseling accounts. But thanks for the ideas, I'm really doing my best to scrimp... maybe I can now that he's working again... pray he makes it past the 90 days probationary!