Aetna requires 2 years of severe obesity, which is 35+ BMI with co-morbitities or 40+ BMI without. I've only been at 40+ BMI for 14 months. Two years ago, my BMI was 36.5, and I didn't have any documented co-morbitities at the time. Though it hasn't been diagnosed yet, I probably have sleep apnea now because I snore pretty bad and didn't use to. I have my first consultation in a week, but I'm afraid I'm going to go through all this and Aetna will just end up denying me. Can anyone else with Aetna shed some light on your approval/denial?