I found out as of 1/1/2008 Health Alliance now pays for Lap band with a catch
Coverage requires all of the following:
2.1 The presence of morbid obesity, determined at the time of enrollment in the presurgical
telephonic lifestyle management program, and defined as:
1) BMI > 40 or
2) BMI 35 to 40 with high-risk co-morbid conditions such as life-threatening cardiopulmonary
problems (e.g. severe sleep apnea, Pickwickian Syndrome, obesity-related cardiomyopathy),
severe diabetes, or severe joint disease surgically treatable except for the obesity.
3.
Completion of a minimum six-month presurgical telephonic lifestyle management program is
covered by Health Alliance at no charge to the member.
Successful completion requires:
1) Continuous engagement. Members who are not available for two consecutive lifestyle
coaching calls fail this requirement. Members may request a program interruption if significant medical complications do not allow continuous engagement.
2) Documentation by the lifestyle coach of the member’s serious effort at needed lifestyle
changes.
3) Weight loss equal to at least 5% of what the member weighed at the time of enrollment in the program. This is to demonstrate knowledge and compliance with the life long diet, exercise, and behavioral changes necessary for successful maintenance of weight loss post bariatric surgery.
The member agrees to actively participate with a Health Alliance Personal Health Coordinator for management of any identified co-morbid conditions.
Criteria 2.5 to 2.6 must be met at the time of enrollment in the I Can Change program and will be reaffirmed at the time of surgery.
So basically if I get approve to start the "I can change" program I will not get my surgery until next year.
Why do insurance companies and doctors keep punishing us.