TravelLady,
I forgot to mention you should be pleased your diabetes, etc. has improved. No matter how good weight loss makes you look, if you're dead, you don't look great, so any medical improvement is so much more important!
As for going into a warm pool in the rain, be glad you're not stuck under several feet of snow, as I am here in Vancouver, BC. I can't even drive to the pool right now.
To those talking about an apron, unfortunately exercise will help reduce the amount of fat on our bodies and build muscle but no amount of exercise will actually reduce that apron. It's caused by excess skin. Only plastic surgery will remove it. Frankly, I'd rather have the apron and maybe wear a girdle or something than risk hours of plastic surgery - but that's just me. My sister had the band and lost 140 pounds and is now considering plastic surgery for her apron and upper arms. I wish her well but I doubt I'll ever do it.
BTW, I had my surgery July 16 and have lost over 61 pounds. I've never had a fill and that loss is after a two-week cruise where I ate anything I wanted, including lots of yummy Desserts. On December 20 the scale showed I'd gained 16 pounds in 16 days but all those pounds went away in just over a week as soon as I got home and resumed my usual eating pattern of an average of 1000-1400 calories a day. I've also lost a few more pounds since then, bringing the total to 61.