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The fastest route is to pay yourself.... it shouldn't be a problem finding a doctor to do it in your circumstances. Mine were much the same. If you're trying to use your insurance, then that's a whole other can o' worms. You'll have to talk to your provider AND your doctor and see if you can get them on the same page. I think current requirements are BMI of 35 if you have 1 or 2 co-morbitites.