I didn't have any problem with my Insurance approving my sleep study and I have anthem bc/bs of Ky. My pcp and I had talked about having a sleep study done, but I never followed through with making the Appt. When I went to the surgeon, he ordered it for me and it was a good thing. They said I had it bad, I stopped breathing 60 times in one hour. Now that I sleep with the Cpap Machine, Im not tired in the afternoon, and my husband said he gets the best night sleep now, without my snoring and tossing and turning!! Now if my surgery date would hurry and get here maybe I can get slimmer too!