Hi! I too was told by the insurance coordinator that I needed to do 6mos of a supervised diet and psych evaluation. I was super bummed because I had met my insurance deductible already for this year and that time would put me at the new year for the insurance. After searching and searching on here I found a few posts where the insurance coordinator was wrong. So, I decided to call my insurance to further investigate how i could get around this and was told by them, ( i have United Healthcare ChoicePlus) that i do not have to do anything but have the bmi or bmi with 2 comorbiditys.
My insurance coordinator was actually argumentative with me and said I would be the first in blah, blah years..... After insisting she submit it anyways, I was approved in a week first letter.
So, Definitely call your insurance- I called 3xs to make sure it was the same answer every time!
