I think it really depends on your insurance and their requirements. I just went to an information seminar today and found out I only need a note from my dr, a psych consult, nutrition consult, and 3 classes that can all be done in the same day. After I finish that they can send my package to the insurance company. I want to have surgery in June and they said that with my requirements it's totally doable. Sent from my SM-G950U using BariatricPal mobile app