My insurance with my job I have 6k out of pocket and 2500 dad (this isn't included in out of pocket). I was previously on hip 2.0 last year before getting converted to fill time perminent employee. My question is if I applied for hip 2.0 and keep my insurance with my employer does Medicaid have to approve the surgery as well or just my primary? Does Medicaid take in consideration mortgage, utilities, and premiums? My premiums are 120 every 2weeks. Also, if i wanted to keep my insurance and later try to apply for Medicaid after starting the 6 month process would out be Not covered because of waiting until month or two Before surgery?Any answers would be appreciated.