Hello:
Wanted to comment on Aetna. Suprisingly, they have been SUPER responsive and approved me in less than a week. Obviously, one has to have the proper documentation or they will find a way to deny. However, once submitted, they have been agreeable and responsive. It literally only took them 3 days from receipt of all information.
PS-I called every day to check status. Perhaps this is part of the trick.
Best of luck to all