I am 53 and have worked since I was 16. I was a dental hygienist for 30 years but due to health problems of mine one son and my husband we lost EVERYTHING, our home, 401K and sold everything of value, rolex,chanel, Hermes ect to try to stay out of the system but due to extreme circumstances I have lost all due to health problems. I paid and paid alot over the years, so I feel in my case I am only taking out what I worked hard for over my life. Once I get disability, which my lawyer thinks in my condition should not be a problem I will be on Medicare because I will make to much for medicaid help, which is fine by me!