After years of consideration I am finally ready to change my life with the gastric sleeve! I will be joining my husbands insurance plan (MVP) in January which does cover the surgery (with approval) but my current plan does not. I am scheduled to go to my first seminar on July 27th as I want to learn more from the surgeon team who would be performing mine as well as get this ball rolling!! Has anyone had experience with this? Can I start the process now (NUT and other appointments out of pocket) and then have my new insurance cover he surgery at the new year? Also, re: the BMI requirement. Is this based on your BMI at the beginning OR after pre-op diet requirement? In other words, if I lose 5% and that brings me just under the 40 requirement (39) would I then be disqualified? Any insight or info on your past experiences would be so helpful. Thank you!!