Well, the problem isn't with the group policy at my work, I am covered there and haven't had any problem, although that insurance wouldn't cover the surgery which is not problem. The problem is with the insurance outside of my work that I am trying to get for my husband, son, and me. I want to be taken off my company's group policy and want to be added to the policy for just my family but won't do that unless I can find a company to take me. Does that make sense?