I have Aetna and I hope u have better luck then I did. I started my process of the surgery in August of 07, I did and have done everything I was suppose to do and I still havent got an approval yet. Every month they find something different that I am suppose to do. I am not trying to discourage u, I just hope it is different for u. I go back to the dr on Monday and hopefully this will finally be my last visit. I wish u all the best.