May I ask if your Optima Health policy carried a weight-loss rider? My daughter is at the very beginning of her journey. She called Optima Health and they said it is not covered, but if she had doctors to write letters, they might approve it. Is that the way it was for you? She is 23 years old, about 100 pounds over what she should weigh, she has PCOS, borderline diabetes, and fatty liver. More blood work next month may uncover more issues, who knows? What are her chances of being approved? Help! Thanks in advance.