sabrinamena

You’re welcome

I was approved by my insurance (BSBCIL), but now I am very confused about what part of the cost I will be responsible for. My deductible is $750. Coinsurance 75/25. Out of pocket is $7,150. When I spoke to the surgeon's office they said for example if I had surgery that day since I had not met my out of pocket that the hospital would ask for the entire $7,150. Which is a little (a lot) more than I was expecting. I was under the impression that I would be responsible for the deductible, and then 25% after that until it reached out of pocket max? Please help me understand! Sent from my iPad using the BariatricPal App

I think it ended up being about $5,000 to the hospital. And then the psych Eval was like $800. Stress test was $1,500. Dietitian was $300. I had to pay the whole $7,150 but since some of the other stuff went towards it the whole amount didn’t have to go to the hospital.

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The hospital made me pay my whole portion... plus more after because the first amount was “just an estimate”.

Scheduled for May 30th [emoji51]

Sorry I am barely responding! I decided to go with a different surgeon and I called the hospital that I will be having the surgery at, the hospital said I should expect to pay about $4,500 to them. Much better than what the other dr office had me expecting! My insurance is 75/25 and my out of pocket is $7,150. Deductible is $750.

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I would call insurance in a few days. Mine was approved a week before I finally called. Who knows when they would have sent it. I have bcbsil and was waiting for the pre authorization as well Sent from my iPad using the BariatricPal App

That's you paying just about the full amount...what is your deductible if you don't mind me asking My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it! Sent from my iPhone using the BariatricPal App

My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it! Sent from my iPhone using the BariatricPal App

I have BCBSIL, they submitted my pre-authorization on Dec. 12 and was approved on Jan. 9. Looks like it's going to still be about $10,000 for me though so we haven't set a date Sent from my iPad using the BariatricPal App

Yes I tried the estimator but my insurance approves on a case to case so it won't show the price after insurance. Our website isn't very helpful at all! Thank you guys for replying! Sent from my iPhone using the BariatricPal App

No my insurance started over with the new year. My out of pocket is $7,150. I think the surgeon's office isn't telling me something right. Also, my deductible doesn't count towards the out of pocket. I've never had to deal with insurance other than my usual yearly PCP and obgyn so this is all like a foreign language to me. Sent from my iPad using the BariatricPal App